Checking Image

Personal Checking

You deserve to get the most out of your checking account! That’s why we offer the following benefits with all of our personal checking accounts. We offer a variety of checking accounts to fit your lifestyle because we know that one size doesn’t fit all.

We are passionate about providing you with uncompromising service and guiding you to products and services that help you achieve your goals. If you’re not sure which account is best for you, we’ll make a recommendation based on your everyday habits and financial needs.

FREE Access to Over 1,000 ATMs

FREE Mobile Banking with Mobile Deposit1

FREE Online Banking with Bill Pay

FREE eStatements with Check Images2

FREE POPmoney (Pay Other People)

FREE Debit Card

FREE First Order of Standard Checks

FREE Notary Service

FREE Night Depository

FREE Unlimited Teller Access

FREE Freshly Brewed Coffee

Sunshine Free Checking

No hassle from a minimum balance requirement or monthly maintenance fees, with all the convenience of and added benefits of great FREE features.

Sunshine Rewards Checking3

Get rewarded simply for using your checking account! The more money you keep and the more you use your account, the more it works for you. When you use your debit card for ten or more non-PIN based transactions, have direct deposit, and enroll in e-statements, earn a $5 monthly reward for eleven statement cycles. Thereafter, earn a $1 monthly reward if you maintain those same requirements.

Personal Checking Equation

And, your checking account’s required minimum balance is based on your entire relationship with Sunshine Bank, including Savings, Money Market, Certificates of Deposit, and your checking account.

Sunshine Elite Free Checking

Specially designed for our customers over age 50, the Elite Free Checking is the ideal basic checking account offering free checks for life, free paper statements, and no minimum balances and maintenance fees.

Sunshine Elite Interest Checking

In addition to the attractive benefits of the Elite Free Checking, the Elite Interest Checking lets customers over age 50 earn competitive interest rates on deposits, with free paper statements. And, now your checking account’s required minimum balance is based on your entire relationship with Sunshine Bank, including Savings, Money Market, Certificates of Deposit, and your checking account.

Checking Accounts

 

SUNSHINE FREE

CHECKING

SUNSHINE REWARDS

CHECKING

SUNSHINE ELITE

FREE CHECKING

SUNSHINE ELITE

INTEREST CHECKING

Minimum Opening Deposit Requirement

$50

$100

$100

$100

Minimum Balance to Avoid Fees4

$0

$1,500

$0

$1,500

Monthly Maintenance Fee
(if minimum balance not met)

N / A

$15

N / A

$15

Interest Structure
(call for rate information)

None

$1,500 - $50,000
$50,001 - above

None

$1,500 - $50,000
$50,001 - above

Age Requirement

None

None

50 +

50 +

Free Standard Personalized Checks

First Order

First Order

For Life of Account

For Life of Account


MyMoney Logo

The My Money Program, created by the Florida Department of Financial Services is a comprehensive and inclusive financial literacy program and resource clearinghouse for individuals with developmental disabilities, their family members and caregivers. Click on the logo above to learn more about this program and view resources.

 

 

DISCLOSURES

1 Internet data and messaging rates may apply when using Electronic Banking Services. Contact your mobile provider for details.

2 Enrollment in e-Statements is free. If you elect to receive paper statements, a $5 fee per statement will be assessed. Free, Elite Free, and Elite Interest account holders may receive free paper statements.

3 Earn $5.00 per statement cycle for eleven statement cycles, beginning with the second statement cycle that the account is open, if you have direct deposit, enrollment in e-statements, and use your debit card for ten non-PIN based transactions each statement cycle. After those eleven statement cycles, you may continue to earn $1.00 per statement cycle if you maintain those requirements.

4 Minimum balance considers your entire relationship, including Savings, Money Market, Certificate of Deposit, and this checking account. The fee will be charged each statement cycle when the minimum balance month-to-date is not met.

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