Business Checking Image

Business Checking

We provide a consultative approach to our business accounts. We’ll review your transaction history and listen to you to truly understand your financial needs. Then, we’ll recommend the most appropriate and cost effective account for your banking habits. Your business account will be assigned a Relationship Manager, who will serve as a knowledgeable resource to help manage your account -- so you can focus on expanding your business rather than worrying about your finances.

All Sunshine business checking accounts offer the following benefits for a superior banking experience.

FREE Access to Over 1,000 ATMs

FREE e-Statements, with Check Images1

FREE Business Online Banking & Bill Pay

FREE Business Debit Card

FREE Freshly Brewed Gourmet Coffee

FREE Night Depository

Sunshine Free Business Checking

The Sunshine Free Business Checking is our most versatile business checking account with no minimum requirements, no service fees, a generous per item threshold, and several free features that are guaranteed to save you time and money.

Sunshine Commercial Checking

Sunshine’s Commercial Checking is an analysis account that offers a full suite of treasury management products and services that help in reporting, disbursement, collection, risk management, and funds management.

Sunshine Not-For-Profit Checking

Our Not-for-Profit Checking is a tailored business checking account for not-for-profit organizations that will fulfill your banking needs while earning interest and providing time- and money- saving solutions. We understand not-for-profit organizations are different than businesses and that’s why our minimum balance requirement is zero.

Business Checking Accounts

 

SUNSHINE FREE

BUSINESS CHECKING

SUNSHINE COMMERCIAL CHECKING

SUNSHINE NOT-FOR-PROFIT CHECKING

SUNSHINE
IOTA CHECKING 2

Minimum Opening
Deposit Requirement

$100

$100

$100

$100

Minimum Balance

$0

$1,500
for earnings credit

$0

$0

Monthly Maintenance Fee

N / A

$15

N / A

N / A

Interest

None

Earnings credit determined at our discretion

Yes

Yes

Per Item Limits & Fees

500 Items Per Month
Thereafter $0.45 per Item

$0.15 Per Item
Deposited or Paid

500 Items Per Month
Thereafter $0.45 per Item

500 Items Per Month
Thereafter $0.45 per Item

Intended For

Sole Proprietor
Professionals
Law Firms
Partnerships
Limited Liability Corp
Professional Association
Corporations

Businesses with large sales and high volume

Not-for-Profit Organizations
Homeowner Associations

Attorneys

Convenience Services

Access to 1,000+ ATMs (Presto! Network)

Free

 Free

Free

Free

Business Online Banking

Free

Free

Free

Free

Business Bill Pay Free Free Free Free
e-Statements with Images1 Free Free Free Free
Business Debit Card Free Free Free Free
Night Depository Free Free Free Free

DISCLOSURES

1 Enrollment in e-Statements is free. If you elect to receive paper statements, a $5 fee per statement will be assessed.

2 Sunshine IOTA Checking requires Sunshine Free Business Checking to serve as operating account.

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